18 Months Interest Free

Flexible Payment Options Available

Farmers Mastercard

APPLY NOW

Q Mastercard

APPLY NOW

Already have a Farmers Mastercard or Q Mastercard? You’re ready to start shopping!

Current Interest free finance offers

18 Months Interest Free & No Deposit on Beds and Bedroom Furniture $299 & Over#

#18 months interest free is available on Long Term Finance purchases only. Exclusions Apply. Min Spend $299. Lending criteria, $50 annual Account Fee, Ts&Cs apply. $55 Establishment Fee (First LTF transaction) or $35 Advance Fee (Subsequent LTF transactions) applies. Minimum monthly payments required. Standard Interest Rate (Farmers Mastercard 28.50% p.a./Q Mastercard 28.95% p.a.) applies to outstanding balance at the end of Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz or farmersmastercard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

SHOP BEDS

18 Months Interest Free & No Deposit on Furniture $299 & Over*

*18 months interest free is available on Long Term Finance purchases only. Exclusions Apply. Min Spend $299. Lending criteria, $50 annual Account Fee, Ts&Cs apply. $55 Establishment Fee (First LTF transaction) or $35 Advance Fee (Subsequent LTF transactions) applies. Minimum monthly payments required. Standard Interest Rate (Farmers Mastercard 28.50% p.a./Q Mastercard 28.95% p.a.) applies to outstanding balance at the end of Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz or farmersmastercard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

SHOP FURNITURE

18 Months Interest Free & No Deposit on Whiteware $299 & Over~

~18 months interest free is available on Long Term Finance purchases only. Exclusions Apply. Min Spend $299. Lending criteria, $50 annual Account Fee, Ts&Cs apply. $55 Establishment Fee (First LTF transaction) or $35 Advance Fee (Subsequent LTF transactions) applies. Minimum monthly payments required. Standard Interest Rate (Farmers Mastercard 28.50% p.a./Q Mastercard 28.95% p.a.) applies to outstanding balance at the end of Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz or farmersmastercard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

SHOP WHITEWARE

18 Months Interest Free & No Deposit on Small Appliances $299 & Over`

`18 months interest free is available on Long Term Finance purchases only. Exclusions Apply. Min Spend $299. Lending criteria, $50 annual Account Fee, Ts&Cs apply. $55 Establishment Fee (First LTF transaction) or $35 Advance Fee (Subsequent LTF transactions) applies. Minimum monthly payments required. Standard Interest Rate (Farmers Mastercard 28.50% p.a./Q Mastercard 28.95% p.a.) applies to outstanding balance at the end of Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz or farmersmastercard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

SHOP SMALL APPLIANCES

18 Months Interest Free & No Deposit on Nursery $299 & Over^

^18 months interest free is available on Long Term Finance purchases only. Exclusions Apply. Min Spend $299. Lending criteria, $50 annual Account Fee, Ts&Cs apply. $55 Establishment Fee (First LTF transaction) or $35 Advance Fee (Subsequent LTF transactions) applies. Minimum monthly payments required. Standard Interest Rate (Farmers Mastercard 28.50% p.a./Q Mastercard 28.95% p.a.) applies to outstanding balance at the end of Interest Free Period. Other interest rates and fees may apply. See qcard.co.nz or farmersmastercard.co.nz for full details. Credit provided by Columbus Financial Services Limited.

SHOP NURSERY

Frequently Asked Questions

Finance is an option for you to pay off your purchase.
Finance enables you to make purchasing decisions knowing that you will have a longer period to repay your purchase with monthly payments.

The following cards can be used to make purchases in Farmers where long term finance is an available option:

  • Farmers Mastercard
  • Q Mastercard
  • Q Card
  • Flight Centre Mastercard

If both your card and purchase are eligible for finance, simply choose long term finance as your payment method and follow the prompts to complete your purchase.

If you don’t have an eligible card, complete an application for a Farmers Mastercard here. It only takes around 5 minutes to complete.

If your application is approved, you’ll be given a Customer ID that can be used straight away for your long term finance purchase online - no need to wait for the card to arrive!

Just approach one of our team who can help with your purchase.

If you don’t have an eligible card, you’ll be asked to apply for a Farmers Mastercard by completing our online application form. The form can be found here and only takes around 5 minutes to complete.

If your application is approved, you’ll be given a Customer ID that can be used straight away for your long term finance purchase in-store - no need to wait for the card to arrive!

Yes. Simply provide your Customer ID (for Farmers Mastercard, Q Mastercard or Flight Centre Mastercard), or Card Number (for Q Card). You can find this on your Welcome email, monthly statement, and on other correspondence you receive about your card.

Yes, in addition to earning Farmers Club Points from swiping your Farmers Club Card or singing in online with your club account, you will also earn Farmers Club Points on Farmers Mastercard. Earn these rewards by linking your Farmers Club Card to your Farmers Mastercard account.

Link your cards via the Farmers Mastercard application process or at any time via your Farmers Mastercard online My Account.

We no longer offer long term finance on Farmers Finance Card. Click here to apply for a Farmers Mastercard.

*Lending criteria, fees, terms and conditions apply.